It is important to look for a few things when shopping for health Insurance quotes. We would like to review some things to initially look for trying to get a health rate and apply for coverage. First, only get a quote from a website that requires just the ages of the individuals or family members, zip code and/or email.
This shows the consumer that no personal information is required such as name or address. Once any site asks for your name or address then look out. This is usually a marketing firm trying to harvest personal information to sell to 3rd parties such as multiple insurance agents or brokers. Most people are surprised when so many agents or brokers are contacting them with essentially the same carriers whose rates and coverages are identical.
We believe people don't need 5 different agents calling them when the price and coverage is the exact same by carrier for the state of california. What consumers need is an accurate price quote from as many different carriers as possible and then help with coverage explanations or top notch service if they have questions on any personal health insurance related issue. Our brokerage speciaizes in dissecting different plans for your comparison and providing answers to specific physician or reimbursment questions.
The site you obtain a quote from should provide you with easy access to either a rating service or direct links so you can get what you want quickly and on your terms. The site should also provide consumers with the ability to apply for online family health insurance policies or provide paper applications depending on your comfort level.
We hope this helps you when shopping or buying health insurance online. Please feel free to click on any of the above links to get additional information or call us toll free at 888-504-6171. We look forward to working with you.