What should a business look for when shopping for Health Insurance. Compare Health Insurance has
compiled a list of some considerations before implementing business health insurance in California.
1. Is the monthly premium within the company budget.
2. Are the officers and employees going to be happy with the coverage.
3. Do you qualify for a RAF discount (Rate Adjustment Factor).
4. Do you meet enrollment percentage guidelines.
5. Employer application time periods for new employees and employer contributions are permanent
so consider these questions carefully.
6. Select all designated plans so you can change plans on the anniversary date without being subject to
medical underwriting guidelines.
7. Inquire whether Carrier promotions are upcoming in the near future.
8. Does the carrier have consistent and stable rates with mild annual premium adjustments.
9. Does the broker respond quickly to your questions and process paperwork within the same day.
Research business medical insurance by shopping small group before buying a policy. Compare Health Insurance can advise on the necessary paperwork to submit and we work with administrators who can complete the process quickly. We look forward to hearing from you on this very important coverage.
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