The Affordable Healthcare Act is an extremely controversial effort to reform our health care. There are many people who are against it because it is believed that the government will have their hands in our healthcare and what benefits we are entitled to have. Those who are against this healthcare now use the term “Obamacare”, because they do not like the control that the government will have over the health systems. They also argue that the government is trying to make everyone conform to a “one-size fits all” type of insurance. However, the people who are in favor of this argue that they want the health care costs to be cheaper, so more people will have access to healthcare.
Health insurance is extremely important to a balanced economy, as it provides a means for workers to maintain a healthy lifestyle as well as continue with their daily lives and jobs. Proper health insurance backs up and reinforces labor by creating situations in which people are able to do their jobs without the fear of being injured and not being able to pay for medical care. California itself is a very liberal state, and thus it is one of the leaders in searching for a socialized health care program. They believe that the Affordable Health Care Act or socialized health insurance is the first step in the long process towards achieving that coverage. This type of health insurance allows people to be able to become insured and not worry about expenses that may arise at the hospital creating large tolls on a person's wallet.
Health insurance covers more of the middle-class, and those of the lower working-class. However, many people who work lower paying jobs are less likely to have good insurance coverage, and may have to seek coverage by social services, especially for their children. One good aspect of socialized healthcare is that it will provide insurance for those who fall into a grey area in which they simply cannot afford to purchase insurance, but they also make too much money to be eligible for Medicaid or Medicare.
Being able to seek medical individual insurance coverage means being able to afford the insurance, this can become quite expensive. There is a huge political lobby that has been trying to obtain socialized health care so that more people will be able to actually possess some sort of health care coverage. This coverage would not be as good as if someone were to invest in purchasing a private insurance, but it would provide some form of coverage for those who previously could not afford to purchase any coverage themselves.
Since socialized medical insurance programs are highly controversial this has caused a great deal of opposition towards what they seek to accomplish. Being able to understand the importance of both sides is an absolute must, as the health care system in California and the rest of the United States is extremely complicated.
Health insurance provides coverage that minimizes the majority of costs for families and individuals. While socialized coverage might not be the most effective and practical way of obtaining coverage, it is a way that provides a satisfying means to help support a problem that has been plaguing our society for a great number of years. Having health insurance coverage simply means being able to go out and enjoy one's life, without the worry of injury, and that makes all the difference.
It is important in California to be able to make decisions and votes within the political spectrum. Politicians advocate both sides of the health care realm and spectrum and thus it is important to lobby to get ideas and decisions passed so they can actually improve the system. Those that go out of their way to advocate changes are able to bring on those changes more readily through an effective manner of political lobbying. With some proper research and dedication the California health insurance realm can be changed for the better.
Some of the new changes that will occur with the Affordable Health Care Act are as follows:
· Parents will now be able to keep their children covered on their insurance until they are 26 years old.
· Children with pre-existing conditions will not be denied insurance coverage
· Adults who have been denied for pre-existing conditions will now be able to be covered.
· Small companies that have less than 25 employees will now get assistance providing coverage to their
employees.
· Patients who have Medicare Part D will now get prescriptions at a 50% off.
· Medicare patients can now get preventive screenings such as mammograms with no co-pay.
· Other health plans are now required to offer preventive screenings with no co-pay.
· There will no longer be a certain amount or ceiling amount for how much the insurance company during a patient’s lifetime.
· In the next few years, health care coverage will be guaranteed for all Americans.
· Americans will be required to buy health insurance if they don’t have it, if they can’t afford it they will receive assistance to pay for it.
· No limits on what the insurance companies can pay in a year towards patients care.
· More Americans will be able to be covered Medicaid.
Please feel free to contact us toll free at 888-504-6171 or just click on one of the above links for further information about health insurance rates and coverages.
