Without health reform currently enacted how does a self employed individual with medical conditions obtain coverage if currently uninsured. Compare Health Insurance has a possible answer for individuals who are self employed.
One solution may be to apply for a group health insurance plan. Qualifications include non discrimination and enrollment percentage guidelines but approval of guaranteed issuance of coverage can be as few as 1-2 individuals on a group plan. Health coverage can be acquired with 1 owner and a part time employee of 20 hrs or more or even home based husband and wife business can qualify.
Compare Health Insurance specializes in these very small groups which include home based businesses and husband and wife partnerships or corporations. We can advise on the requirements and it is easier than you think to get a group health plan.
Anthem Blue Cross, Blue Shield of California, Health Net, Kaiser Permanente, Aetna, United Healthcare all participate in providing small group plans according to California law. The rules are very similar whether a Sole Proprietor or Partnership or Corporation.
Our agency can also advise on an individual health option for consumers with medical issues called the PCIP plan or known as the Pre-Existing Conditions Insurance Plan. This program is funded through Federal money from the passage of the Affordable Healthcare Act. Necessary requirements include a letter of denial from a private carrier along with no prior coverage for the previous 6 months before the enrollment date.
Please don't hesitate to contact us toll free at 888-504-6171 or local at 858-271-8100 or even email us. We look forward to hearing from you. Just give us your business information and we can advise whether you currently qualify or what needs to be done to be approved.
